My god They're desperate. I have a Chase account with zero balance thats rarely used. Though this doesn't affect me I'm thinking of cancelling the account on principle. These are loan shark tactics. I occasionally miss a payment due to a something unexpected like travelling on buisness. If the company tried this on me I would definitely transfer away from them and let them know in no uncertain terms that I was no longer a customer.
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"Those who can't remember the past are condemmed to repeat it".- George Santayana.
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