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Originally Posted by genchan
What is the most important aspect of the i-bond? Is it the inflationary rate or the base rate?
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The inflation rate fluxuates every 6 months and is reset by the gov. The base rate is determined by the actual date (within a given 6 month period) which you purchased. For instance, we are at 1% now. This does not change during the life of the bond.
If you look back over past discussions, I inserted (from the savingsbonds.gov site), the chart of past base rates.