I have heard of bankrate.com listing info on that.
Remember to stay on top of the credit card payment and pay on time as they use that as an excuse to raise the interest rate in some cases and you sure don't want late fees.
If you mentioned a student loan that has some potential for trouble down the line - the payments are far higher than 'promised'; people have been taken advantage of with these. Research this carefully and know what you are signing before deciding on that option.
Paychecks are now chopped into more and more before we get them. Many workers at my husbands ex place of employment dropped their 401ks as they could not afford it. Hopefully that is a temporary measure for most that can be caught up on later.
Keep searching for more and more budget tips. This forum is great and your wife might find interesting the Tightwad Gazette (a book) as that has some info regarding children/babies and some strict cutting back.
every little bit and effort helps!
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