Quote:
Originally Posted by Inkstain82
The wife and I found the best way to get around it was to simply cash the check, drive down to another branch and deposit the cash. It was pretty asinine that this could make a seven-day difference in availability, but it did.
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I'm really surprised that this works....at the banks that I worked at, if you cashed a foreign check they put a hold on your account for the amount of the check for a period of time. Going from one branch to another should make zero difference. The branch doesn't process the work, the bank's processing center does and that's where your transaction truly hits your account. The teller transaction is just a "memo" transaction that usually erases at the end of the business day, to be replaced by the permanent transaction created by the bank's processing center.