If you can get a 0% credit card and transfer those balances then yes!!! by all means do that. I would do that before I call the CC companies to ask them to lower the minimums which they are unlikely to do anyway. It would lower your payments significantly and allow you to catch up over the course of a year while working on reducing your other spending.
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Money can't buy you happiness .. But it does bring you a more pleasant form of misery.
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