I work in an inner city school and see children living in poverty. Many of the parents were in special education as children and their children are also in special education. In my city, there are few jobs available for people with limited skills. Most of our factories have shuttered or moved out. So, in some ways there are few choices for many of these folks.
I also can say I know "educated" people who should know better make poor financial decisions and then mew about not having any money although they have had the salaries many dream about.
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