Quote:
Originally Posted by minnie1928
Since when?
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Just looked it up, my mistake. I thought the Check 21 act required banks to use the electronic means, but it only gives them the option. Never mind.
Regardless, is the banking industry even denying that they fiddle with deposit clearing times to try to generate overdrafts on certain accounts? I was under the impression it was more or less an open practice called "fee-based banking."