My last pay check was 1750 which is 3500 a month but with taxes, life insurance , health insurance, and a medical fsa planned withdrawel it ends up at 1300. I had 401 withdrawel too but I just got that stopped for now. It doesnt help that its my slowest time of the year which basically means this is when I make the least. My wife wasn't working because of the new baby now she has agreed to work part time in evenings after I get off. I've set an appointment with my bank to see what they had available. I haven't had the time during the business hours to call her cc companies. I'll need her there too because they are hers. I'm also going to look into the student loan. Somebody said something about applying for hardship or something like that so I'll see what I can get done with them. But yes, the economy really has made a difference. I was making 4800 a month just 4 yrs ago. We just didn't adjust our lifestyle with our paychecks. Course I didn't know I was that bad and trusted she would tell me.... all my fault. Stressful time for me now but I won't let it beat me. I will find a way to get it fixed. Thanks for the concerns from you guys.
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