People make lots of crazy choices. Go $100k in debt for private college knowing you'll only make $30k a year (when a state college would get you the same job for much less). Not move out of state for a job because leaving all your friends and family behind is unthinkable. Smoking cigarettes even thought the package says it will kill you. Most of us make our own bed and have to lie in it. Others don't even get a bed to start with.
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