Ok I got some numbers. I have basically a mortgage loan of 160,000 at 7% with a minimum of 1260. 4 credit cards all current : 8454 at 27% min. 261, 4897 at 26% min. 159, 1370 at 25% min. 45, and the last 11383 which is split 9985 at 9% and 1754 at 4% min for both together 192.88. Jewelry loan 1286 for 23% min 140. Student loan 7428 for 4.8 % min 94. And 700 for utilites, insurance, phone, cable, and internet. That makes 2851 for minimums and bills. Income fluctuates but right now at about 2600 take home. Now add 350 in groceries and 200 in gas a month. I know I need to start crunching every penny especially on extras and food but I need to try to do something about the debt. Which way should I go about fixing this before I cant make payments anymore which will be soon at this rate?
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