Dealing with cash drastically increases the costs of paying bills. I would at least maintain enough in an account to meet cover household expenses for expenses that could be paid from online like credit cards, mortgages, and utilities. Stamps, money orders and needless driving around to pay bills in cash is an expensive penalty to hold cash.
If you choose to save any surplus outside of a bank is your perogative. Since banks pay nothing for interest your loss likely would be inconsequential unless you are dealing with lots of money.
This might be crazy but I would try to store my wealth in pre 1982 pennies if you have the patience to sort through them. The metal content in them is currently double the value the coin.
The way the government is monetizing the debt I have a strong feeling pennies and will succumb to obsolescence and create an arbitrage opportunity much like when the government discontinued silver coinage in 1965.
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