Quote:
Originally Posted by ActYourWage
When I was younger I used to blame the banks for being the 'bad' people because of fees, but later realized the issue was with me, not having enough funds, not keeping the correct balance amount. The only fees I paid were self inflicted.
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I think this all the time when I see stories on the news complaining about banks and credit card companies and pay day loans and tax refund loans and all that other nonsense. Yes, the fees are high, but they are ALL avoidable. Follow the rules. Avoid the legal loansharks. Pay your bills on time. Don't overdraw your accounts. Do all of that and you will never pay a penny in fees.