Redneck bank review!
1. Very bad user interface, I mean really bad, I mean like stone age. Confusing and difficult to navigate. Bill pay is separate and required for transfers.
2. Helpful customer service reps, though you probably need to call them 2-3 times as you will continually find out things that are just odd.
3. Need to reconfirm your extrernal account after you open it, which will require an additional few days because you need to reverify the deposits to your account.
3. Maximum transfer amount in or out is limited to US$1500 a day! This is not good! The only way to add more to your account than $1500 is to do an electronic transfer from your bank to theirs, it requires you either to have bill pay or go to the bank to initiate the transfer. For taking out more than 1500 a day you have to get their checks, which would require you to physcially go cash it at another bank. This is really a very big negative for this bank. When it will be changed, they have no idea...
Good rate, but.... hmmm...
A question for all you folks out there that use online banking to get better rates. Which one of these banks has the least amount of stuff sent through the USPS? Redneck for example is purely an online bank, you only get an initial opening letter in the mail and the 1099. Nothing else comes by snail mail. Nothing! Unless of course you want credit cards or something... They also do not send you monthly statements. I know countrywide does this and it is annoying. Are their any other online banks out there that have not much come through the mail like Redneck? ING seems ok, but they sometimes send discloures and ads in the mail. Emigrant sends nothing.
Others, please list for me/us, thanks!
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