Married 25 yrs and I agree with DisneySteve...having said that I set up a savings account last year without DH knowing and now I have the EF$1k in there. The reason I did that was because it seems that anytime we have "extra" money, DH finds something that is a "need", and it seems to disappear.
I started a second savings account that he does know about and working on another EF (have $700).
However, I do know that if he knew about the other account, he would be okay with it and understand why. It's not about yours/mine, it is about ours. And I did put my daughters name on the account so if anything happened to me, she knows about it and can get the money out.
But I also know couples that one or the other spends without regards to bills and budgets. Then you have to figure something out, as long as you can come to an agreement that is okay with both.
We came into this marriage with nothing....we have never had fights over money and I hope that it continues.
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