Yes, of course, there are things we could cut out...DSL, cable, Netflix (we have the cheapest plan..one movie at a time), we could sell our RV and quit traveling so much, same with our timeshares, but we enjoy these things and have no plans for giving them up. We have cut way back on our traveling this year but that's what we plan to do in retirement so we are determined to do it as long as we don't have to debt to do it.

We could also stop buying organic foods...in our house it's me that wants them...but I feel we are eating healthier and have no plans to stop that either.