[TBH]

I'm just wondering if anybody else has a little list of things in their head that they know would allow them to save more money, but that they just haven't been willing to do.

Here's a partial list for me:
* Could give up DSL and go back to (gulp) a dial-up connection

* Could cut down on perks on my landline (paying those snakes at Verizon to give me an unlisted number, paying for voicemail every month, etc)

* Could ride my bike to work once a week to save on gas

* Could switch to fluorescent bulbs

* Could buy less organic foods (spouse not flexible about this. I often buy non-organic and just don't tell him, unless it's something only the baby eats and then I'm willing to pay a small amount extra for organic)

* Could buy less prepared foods (have gotten a lot better about this)

* Could, and really should, do less travelling (I've gotten better about this, too)

* Could stop buying coffee except to make at home (I now buy coffee only about once a week when I'm out and about, and only a plain drip coffee)