The way I remember it on my DW's old bank account we closed a couple of months ago.....They combine all of your debit card purchases for the day, and after that total, they then transfer the amount rounded up to a buck. So if i remember right, most she could get on any given day in the their program was $1.00. So at best, she could transfer 31 dollars a month into savings.
The jar idea works much better...IMHO....DW took our jar and deposited it a couple weeks ago, and had almost 90 bucks in it.
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