Being a substitute teacher that works solely in the grade schools. I can assure you that taking your child out of Pre-K now won't be a problem.
She/he starts school in the fall. Let her spend this time with you now, because she will be going to school for the next 13 years (and hopefully onto college).
She probably already knows everything she/he needs to for K right now...very basic stuff and you can work with her at home. Main things are counting (I believe they have to count to 20 to exit K), basic colors, you can work on printing her name and as long as you read to her/him everything will be fine.
I am certain your child is picking up on the stress over the budget also.
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