Quote:
Originally Posted by ktmarvels
I have a spend-a-holic friend who uses this card as a way to build up her savings without having to think or worry about it.
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I think that is exactly the problem. It fools people into thinking that all of their spending is okay because at least it is forcing them to save money. That's nonsense, of course. As long as someone continues to spend on things they don't need, the few pennies that goes into the savings account from each purchase will amount to nothing.