Quote:
Originally Posted by Phatphoeater
this is what i was referencing. depending on your monthly expenses, waiting a quarter for your CD to pay out seems like a loooong while to wait.
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Still the same case as I mentioned above. If I were to go the quarterly route, I would just keep 3-4 months in a savings account. Yea, the rate might stink, but it's liquidity that's important with an EF. However, by pairing the liquidity of a savings account with the higher returns of CD's, you can (IMO) have a good compromise--the best of both worlds.