Re: What is your asset allocation?
I haven't been able to diversify my portfolio *exactly* the way that I would like, because I just started investing last month, and with Vanguard's new $3000 minimums for most mutual funds, it'll be a while where I'm *exactly* where I want to be. But I'm actually sort of close to where I'd like to be, so I'm happy enough.
Percent in cash? 0% unless you count my emergency fund. If you count my emergency fund, it's 83%.
Bonds? 14.1%
Small cap funds? 22.6%
Large cap funds? 57.6%
International? 5.7%
Other categories? None, but I put midcaps in with small caps. Separating them, it would be about 15.5% in midcaps and 7.1% in small caps.
What is your age? 23
I'll be moving into bonds by buying direct from Treasury Direct to get them up to 20%. My target allocation right now is more like 80%/20% than 86/14, which is where it is now.
|