I agree with what you all wrote, but I also have a different take on it -- how mindless of Joe to believe everything written on a blog. I think everyone's situation is different. Some folks can't afford to buy anything because they have bought more things than they can pay for so they should stop. Others can buy things because they have the means to do so, but want a good deal. I think whomever wrote that it was an oversimplification was on the money.
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