what bank is it with? i am also australian, i know you can sometimes adjust the loans and get more money from them. you have paid a fair whack off in two years so they may be good about it. it doesnt hurt to ask. i had a friend who borrowed $6k for a nissan pulsar and then borrowed another $2k to put dvd players in it (yes, really) just by extending her loan, or whatever the terminology is.
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