Quote:
Originally Posted by LivingAlmostLarge
We discussed it and he would pay to replace the car. The accident is with the driver where we live, not with the cars. Thus the rate did not change when we added him on. If he wrecked the car he would pay for the damages. That was previously discussed.
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Are you sure about that? From what you said so far, he seems to be using your car at will and not even so much as putting gas in it. Do you really trust him to come up with money to fix it if it were wrecked or to come up with money to pay the higher insurance premiums that will most likely follow? I personally would never allow someone to use one of my vehicles if for no other reason, to avoid the situation that you find yourself in. It may be a hard thing to do, but I think that the best thing to do would be to take his car privileges away. IMO.