what is "insured bank"- by branch, state, or name?
For example I have some CDs with 5th 3rd-Ohio, and I have some with 5th-3rd Tennessee (the day I opened them TN banks were running a promotion and I have 4X the interest rate of Ohio).
None of them are close to 100k, much less 250k, but I was told the FDIC limits on each CD was 250k.
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