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Old 10-31-2005, 12:42 PM
sweeps sweeps is offline
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Default Re: Need Help with Saving Money

Most HR departments allow you to direct-deposit into more than one account. For example you can deposit X amount into your checking account, and Y amount into your savings account. My company actually allows it to be split up into 3 accounts.

Yes, a 3- or 6-month CD is a good choice if you need to have the money "locked away" from you. The withdrawal penalty motivates most people to leave the money alone. Also not having ATM access to the account is helpful.
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