Me and dh are in our 30's. We went to go pay and start up TERM life insurance the other day at a local branch. The rep started spewing about buying "whole life/permanent insurance" later on by converting the policy. I just nodded ok uh huh b/c whenever I hear those wrods I tune out b/c the hundred investment books I read said buy TERM only. I have read there do exist instances where whole life can be a good bet but not for a healthy 33 year old.
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