[TBH]

Good thread. Thanks, dealsaver, for reviving it.

Primary job:
10 percent to 403b. Company matches 4 percent.

Second job:
Will be eligible for 403b in January, then will contribute 10 percent for a 5 percent match.

Spouse:
15 percent to 403b (he's older and needs to catch up)

Plus: $25/mo to a 529 plan.
All tax refunds, gifts, suprises go to short-term savings, my Roth, and the 529. This amount is extremely variable but usually amounts to several thousand a year.

I'm hoping to revise my budget this winter and start using "the 60 percent solution": fixed living expenses at 60 percent, 10 percent each to long term savings, short term savings, retirement and "fun money". Except if we're going to be saving 30 percent I don't think we'll be able to spend a whole 10 percent on having fun.