Quote:
Originally Posted by ksluis62
I'm curious to hear people's thoughts. Would you opt out to avoid higher rates? Given the impact to your FICO score, is it wise to recommend that the average consumer opt out?
|
My wife received a notice from Chase earlier this week about hers going up. I talked to one of the reps over there, and asked what needed to be done to reject the rate change and close the account. He told me quickly, then tried desperately to have me (her) keep the account open because it would look bad on her credit rating since she had the card for so long. I laughed at the guy and said that she hasn't worked in so long, that her score is probably pi$$-poor anyway. I thanked him, and hung up.