Yeah, it's more than just a financial decision for me. I want to have nothing left in joint names. She could not get insurance just in her name on a car that is in both names so it stayed on my policy as well. It's not that I can't afford to make the car payment, I just want to end this. The deal was that if she traded the car before it was paid off, she had to roll the balance of debt into her new car loan. That way I wouldn't have to pay off the balance of the loan myself and I've been holding off hoping she would get tired of the car and trade it. Now it seems obvious that she won't do that so I want to get this loan off my back.
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