Well, there is alot of risk in precious metals - you have to be on top of the market and be ready to trade or you could get burned.
The deal on the coins sounds interesting, but you are doing a bit of handling for what you are earning. If you don't mind carting all those coins to the bank, then bully for you.
Also, your 0% offers may start drying up as your FICO falls with your credit utilization creeping up.
Remember that it's very bad for your score to be maxed out on a card - your score starts to fall after you get over 30% of a card's limit. Multiple cards getting maxed will really hit you hard.
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