Why would it be better to do debt consolidation? Just keep paying as you have been. As your balances go down, your FICO will go up and you'll be in better shape than you are now. You should not use the credit cards for any new purchases until the balances are paid off and then you should only use them to make charges that you can pay in full when the bill comes.
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Steve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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