Pay off the engagement ring... then the whole ratio is a moot point, right?
You don't need an optimum credit score now... you need it this summer when you close.
Pay both accounts off and create a plan to do that.
What are account balances now?
How much cash on hand do you have?
What is the payoff prognosis on current terms?
__________________
- General questions get general responses. Specific questions get better responses. Want a better answer? Re-read my signature LOL
|