Flexible savings acounts are great. Whatever plan you have, learning basic techniques to nurture your immune system should always be first priority.
Consume fruits and veggies with vitamin C ( grapefruit, kiwi, lemonjuice squezed in H20, broccoli). If you supplement, try to find one that is food based.
Learn basics of homeopathy (It boosts immune systems).
Hydrate with water.
As entioned handwashing is vital!
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