Tree0164, my partner and my funds have been co-mingled for the best part of a year, and we're working towards paying off all the debt, regardless of what name they're under.
We've been doing the new budget for about three weeks now, and I'm pleased to say things are going reasonably to plan. We're halfway saved up for the car, so should hopefully reach that goal a bit earlier than March like we expected.
We saved $500 this week instead of $550, but the weeks not over and I'm hoping I'll have some left to transfer to savings. We also managed to save $600 for the two weeks before, so I'm trying not to be too concerned about it.
We're struggling a bit with "incidental" costs... my grandfather is ill and he lives on the other side of Australia, so I need to find about $800 to fly over to see him for his birthday at the end of Feb. We've managed to find half of that without affecting the budget, but I need to buy the tickets soon, fingers crossed I can find the rest.
I'm also stressing a lot about money. I realise that this plan WILL work, I just wish it could all be done already, I hate being in so much debt. It's to the point where I'm starting to lose sleep with all the numbers and worries and possibilities whirling in my head
Thanks everyone for the help and suggestions!