[jhd815]

I organize my bills by the due date when I receive them and then twice a month I use my bank's online bill paying service to pay them. I started doing that in January and it is extremely easy, convenient, and best of all FREE! I only have one or two bills that I pay by check each month so I'm also saving on the cost of new checks a couple times a year.

I also have a specific amount of money automatically transferred from my checking account into my savings account at the end of each month so I'm building up my savings as well.