I don't know that it is hard to get credit if you still have a top tier FICO score. What has changed is that lenders are looking for higher FICO scores to approve people. I read the other day that GMAC is no longer making ANY auto loans to people with FICO scores less than 700.
As for CC companies, they'll never learn.
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Steve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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