Quote:
Originally Posted by minnie1928
I'd open an account at a local, community bank...one with a good reputation. If nothing else, it will save you check cashing fees. If you have no account, they may charge you to cash checks....ultimately saving you no money.
If you had unauthorized charges then you need to dispute them. If they aren't responding then move up the management chain.
Fees aren't assessed "for no reason". The reason could be a misunderstanding on your part or a mistake on the bank's part. Either one should be able to be explained to you.
I've worked in banking for about 20 years, so I might be a little sensitive about this. But, trust me...not all bankers are out to screw you over.
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I have an account open simply for cashing checks. We just don't put money in it because of what has happened in the past.
Not trying to attack you personally, but I do understand where you are coming from.
The fees were basically for no reason. I've had to open new accounts at new banks because of the lack of customer sensitivity at our previous banks. Every time something has happened that shouldn't have, I have brought it up with the bank. Every time I have been shot down with false promises to fix it or lack of explanation.
I am basically done with banks, regardless the reason. I just need to find a way to save my money without spending it. So far, keeping it in sealed envelopes in a keepsake box has been working but I wanted to see what my other options were.