[poundwise]

The account list has been culled a bit as I am tweaking the criteria for listing.

From this point forward, this list will contain only those accounts that require no more than $1,000 to open, earn the stated APY, or avoid minimum balance fees.

As a result, the following accounts have been removed (reason stated):

Wachovia (requires $2,500 to avoid fee)
Everbank (requires $1,500 to start, $1,500 to avoid fee)
Zions Bank (requires $2,500 to start, $2,500 to earn stated APY)
ELOAN (requires $5,000 to start, $5,000 to earn stated interest)


This listing now contains 40 different account offerings ranging from 2.00% APY to 4.00% APY. Each of these accounts meets the $1,000 test for opening, earning the stated APY, and avoiding fees.