Well, the bank says the payoff is just a few dollars over $20k. The payments are just a couple dollars less than $700 and I have 30 payments left. So by my calculations, if I were to pay it off today, I'd save about $900 in interest. Assuming there is no penalty for early payoff. Of course I'm not in a position to do that, but if I pay it off in 15 months instead of 30, I should save a few hundred dollars anyway.
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