Quote:
|
Originally Posted by suedavids
Be careful with churning the bonds yearly. The older bonds have historically been worth more because of the base rate. You also loose a 3 month penatly for withdrawing less than 5 years. I would plan on holding these for at least 5 years and only liquidate them if needed.
|
Thank you for the warning! I was planning to think about it based on the spread between the fixed rates, rather than yearly. Any thoughts on when it would make sense?