Quote:
Originally Posted by minnie1928
Not to sound paranoid, but when you pay your payday loan and your CC (collection accounts) try and use a money order. I've heard horror stories where they will pull your bank information off the bottom of your check and draft further debits to your checking account to pay off the balance you owe them. The last thing you need is overdraft fees because they pulled money out that you weren't expecting. Also, stop talking to your collectors. Put EVERY communication in writing in case things get ugly down the road.
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Thank you. That is great advice. I try to pay everything with money orders anyway, because then I don't have to worry about fees if anything isn't covered.
And I definitely have learned to ignore collectors who call. I keep the letters and ignore the phone because they get very rude.