This should be outlawed. I've posted many times that back in college, my friends and I used to go around and apply for credit cards all the time to get the free items. The difference then was that they wouldn't approve you for a card if you had no income and no money. Now, they'll give anyone with a pulse a credit card. The rules need to change. You shouldn't be allowed to borrow money from a credit card or anywhere else unless you can show proof of your ability to repay it.
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Steve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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