No premium coffee (morning trip to Starbucks) for over a year now. That saved me about $1100 per year.
I try to ignore the "wants" and focus on something else mundane stuff to better usage of my time, like rearanging/cleaning around the garage, catch-up on to-do-list, detailing cars, taking my kids to the park, exercising. Its not easy but it helps me grounded and these activities are reliefs. Its not easy but so far we are managed to live a simply life without cc or SL debt. We still have a mortgage, but we look forward next year in paying off completely our van next year. That alone will free up another $700 a month, so we look forward to 2009. A no car payment year will be our first time in marriage history LOL!
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Carpe Diem
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