[marglo]

I would like to add...read your phone bills VERY carefully. When filling our online forms I often give out my phone number. Recently I had a charge (actually ended up being charged for 2 months!) by a company who sells voice messaging services. I didn't even know I had signed up for it. From what they said, I gather I signed up for a sweepstakes and neglected to uncheck a little box requesting this service. If they had asked for my credit card, I would have been warned but I never dreamed of someone billing my phone for something! They were not even very nice when I requested a refund but I finally did get it.

BTW, the phone company (Qwest) told me that they by law have to accept these 3rd party charges. They cannot get your refund for you, they gave me a couple numbers and I tracked down the company, but other than that the most they can do is let the company know you have declined the service. They did that for me after I also had talked to the company and while I was waiting for the credits to appear.