Ah, I see kork beat me to it. I also think everybody should have life insurance, if nothing else, to cover funeral costs.... However, if you have a separate arrangement to cover funeral expenses, then I certainly agree that there's no reason for a single person to have life insurance...
I have a very small policy from work (the smallest available), but it should be more than enough to cover funeral expenses if anything should happen to me. I don't remember the premium exactly, but it was also very small.
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