I am not sure I agree on this issue, and have said before. I am the sole bread winner for my family. I have NO IDEA how I would function if something happened to one of my children. & I don't think I could tap into my disability insurance for grief.
That being said I don't know what kind of insurance is available for children. If you could get some kind of term insurance, I'd argue it could be worth it, if it was cheap. I don't know if that is available. Of course those smaller insurance products/insurance investments are a waste of money.
I haven't looked into it at all. It's just way too morbid to even go there. & I guess it's one of those thing too the odds are so slim... But things to think about. I am sure losing a child can be pretty financially devastating.
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