I think your points are completely valid, however I often see people want to start "investing" when they haven't even paid off high interest rate debts etc. I feel like they see the act of buying a stock as having more "sex appeal" than just paying down their credit card. I also fear for a lot of kids who are borrowing on their student loans and then using the money to play the stock market. Certainly the educational value of small investments is a worthwhile topic however. Thanks so much for your input.
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