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Originally Posted by Sweepsplayer
Yup, I got slammed recently for recommending passive investing.
My feeling is that saving is something you can directly control. What happens to the markets is something you cannot control. I'd rather focus more energy on the prior. I just make sure I invest in lots of different things, contribute to them regularly, and let time go to work for me.
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I agree. For most people the most important return on their investment is the actual return of their investment(ie. getting it back some day in the future). Diversification helps ensure you don't make a big mistake that shoots a hole in your portfolio.