hahahahahaha ... oh, what have I done!! I'm SOOO ashamed!!
somehow I don't expect that the writer was serious.... the overuse (abuse) of debt is one of the primary root causes of the current mess. Yea, people are starting to spend less/saving more, but really all that is happening is people are borrowing less.
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"Praestantia per minutus" ... "Acta non verba"
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